Travel insurers reviewed
A profile of each company: medical limits, model, max age, pre-existing conditions, pros and cons, with sources for every data point.
Assist Card
Travelers who want a large assistance network and a well-known brand
Universal Assistance
Best price-to-cover ratio on mid-tier plans
Coris
Short Mercosur trips on a tight budget
Affinity Seguro Viagem
Brazilian travelers going to Europe or North America
GTA – Global Travel Assistance
Exchange students (Student plan)
IATI Seguros
Spanish-speaking travelers who want a European insurer
SafetyWing Nomad Insurance
Digital nomads and long stays on a subscription
Heymondo
Trips with adventure sports and in-app doctor chat
Genki
Monthly subscription you can buy mid-trip
World Nomads
Adventure trips (250+ activities covered)
Intermundial
Spain-based travelers looking for low prices with direct medical billing
Chapka
Long trips and working holidays from Spain/France
| Insurer | Medical cover | Model | Adventure sports | Best for | |
|---|---|---|---|---|---|
| AR · BR · MX · LATAM | $35,000 – $250,000 | Per trip | Depends on plan | Travelers who want a large assistance network and a well-known brand | Read review → |
| AR · BR · MX · LATAM | $30,000 – $150,000 | Per trip | Depends on plan | Best price-to-cover ratio on mid-tier plans | Read review → |
| AR · BR · LATAM | $30,000 – $100,000 | Per trip | Depends on plan | Short Mercosur trips on a tight budget | Read review → |
| BR | $40,000 – $110,000 | Per trip | Depends on plan | Brazilian travelers going to Europe or North America | Read review → |
| BR | $36,000 – $145,000 | Per trip | Depends on plan | Exchange students (Student plan) | Read review → |
| ES · AR · LATAM · GLOBAL | — | Per trip | Depends on plan | Spanish-speaking travelers who want a European insurer | Read review → |
| GLOBAL · US · UK | $250,000 – $1,500,000 | Subscription | Add-on | Digital nomads and long stays on a subscription | Read review → |
| GLOBAL · ES · US · UK | up to $10,000,000 | Per trip | Included | Trips with adventure sports and in-app doctor chat | Read review → |
| GLOBAL | — | Subscription | Included | Monthly subscription you can buy mid-trip | Read review → |
| GLOBAL · US · UK | $125,000 – $250,000 | Per trip | Included | Adventure trips (250+ activities covered) | Read review → |
| ES | — | Per trip | Add-on | Spain-based travelers looking for low prices with direct medical billing | Read review → |
| ES · GLOBAL | — | Per trip | No | Long trips and working holidays from Spain/France | Read review → |