Compare travel insurance before you fly
Medical limits, sourced and dated prices, and the fine print of SafetyWing, Heymondo, Genki, World Nomads, Assist Card, Universal Assistance and more. In English, Spanish and Portuguese.
Travel insurance compared (2026)
| Insurer | Medical cover | Model | Adventure sports | Best for | |
|---|---|---|---|---|---|
| ES · AR · LATAM · GLOBAL | — | Per trip | Depends on plan | Spanish-speaking travelers who want a European insurer | Read review → |
| GLOBAL · US · UK | $250,000 – $1,500,000 | Subscription | Add-on | Digital nomads and long stays on a subscription | Read review → |
| GLOBAL · ES · US · UK | up to $10,000,000 | Per trip | Included | Trips with adventure sports and in-app doctor chat | Read review → |
| GLOBAL | — | Subscription | Included | Monthly subscription you can buy mid-trip | Read review → |
| GLOBAL · US · UK | $125,000 – $250,000 | Per trip | Included | Adventure trips (250+ activities covered) | Read review → |
| ES · GLOBAL | — | Per trip | No | Long trips and working holidays from Spain/France | Read review → |
| AR · BR · MX · LATAM | $35,000 – $250,000 | Per trip | Depends on plan | Travelers who want a large assistance network and a well-known brand | Read review → |
| AR · BR · MX · LATAM | $30,000 – $150,000 | Per trip | Depends on plan | Best price-to-cover ratio on mid-tier plans | Read review → |
| AR · BR · LATAM | $30,000 – $100,000 | Per trip | Depends on plan | Short Mercosur trips on a tight budget | Read review → |
| BR | $40,000 – $110,000 | Per trip | Depends on plan | Brazilian travelers going to Europe or North America | Read review → |
| BR | $36,000 – $145,000 | Per trip | Depends on plan | Exchange students (Student plan) | Read review → |
| ES | — | Per trip | Add-on | Spain-based travelers looking for low prices with direct medical billing | Read review → |
Collected prices (sourced and dated)
| Insurer | Plan | Destination | Days | Medical cover | Price | Per day | Source |
|---|---|---|---|---|---|---|---|
| Genki | Traveller (mensual, 18-35) GLOBAL · 18-35 | Worldwide | 30 | €1,000,000 | €33.00 | €1.10 | earthsims.com Mar 2026 · low |
| Heymondo | Trip, 2 semanas GLOBAL | Worldwide | 14 | — | $30.00 – $60.00 | $2.14 | earthsims.com Mar 2026 · low |
| SafetyWing Nomad Insurance | Essential (4 semanas) GLOBAL · 18-39 | Worldwide | 28 | $250,000 | $62.72 | $2.24 | freakingnomads.com Sep 2026 · medium |
| SafetyWing Nomad Insurance | Complete (mensual) GLOBAL | Worldwide | 30 | $1,500,000 | $177.50 | $5.92 | freakingnomads.com Sep 2026 · medium |
Indicative prices collected from public sources. Your final price depends on age, dates and current promotions: always get a quote on the insurer's site.
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Nov 4, 2026 · 4 min readFAQ
What is the difference between travel assistance and travel insurance?
Travel assistance coordinates and pays for medical care at your destination through a provider network, while classic travel insurance usually reimburses expenses. What matters most is the medical limit, the deductible or copay, and the exclusions.
How much medical cover do I need?
The Schengen area requires at least EUR 30,000. For the United States, aim for USD 60,000 or more given local healthcare costs.
How does SeguRank decide what to show?
We publish data with its source and date and explain our criteria in the methodology. We have commercial relationships with some providers, including HOLASIM, and we disclose them.